Here is Tools Online’s extremely effective and accurate tool to help calculate interest when buying a home on installments, or buying anything on installments.
This tool will help you calculate the bank interest rate in the form of decreasing interest rate, or the form of interest divided equally.
The advantage of this tool is that it supports returning results via your Email.
ONLINE PAYMENT INTEREST RATE TOOL
Số tiền vay
Thời gian tiền vay
Lãi suất vay
Loại hình vay
Tổng số tiền lãi phải trả
500.000.000 đ
Tổng số tiền phải trả
5.000.000.000 đ
Số kỳ trả | Dư nợ đầu kỳ (VND) | Gốc phải trả (VND) | Lãi phải trả (VND) | Gốc + Lãi(VND) |
---|---|---|---|---|
Tổng | 0 | 0 |
For example: Suppose I want to borrow 1 billion from a bank with an interest rate of 10%/year, the loan period is 10 years, you will get the result as shown below:
+ In the first case, I will choose the form Paying interest according to the reducing balance . As the results returned, the amount of interest after 10 years when paying with this form is more than 500 million, guys.
NOTE: You can click the button PAYMENT SCHEDULE DETAILS to see the details of the monthly payable amount.
+ Scenario 2, I will choose the form Paying interest divided equally. As the result returns, the amount of interest after 10 years when paying with this form is round 1 billion.
You can click the GỬI BẢNG TÍNH QUA EMAIL button for easier tracking.
The result we get will be as shown below. It’s that simple 🙂